AI-powered financial intelligence

Your books. Finally smart.

OparFinance gives your business a virtual CFO — no matter where your data lives. AI that resolves messy merchants, categorizes transactions, and catches what humans miss.

Read-only accessSetup in 60 secondsNo credit card required
app.oparfinance.com/dashboard

Cash Balance

$187,500

+2.8% vs last month

Pending Review

12

3 high confidence

Books Health

92

out of 100

AR Aging 60+

$18,200

2 invoices overdue

Recent Transactions

Home Depot

HOME DEPOT #4521

auto-posted-$1,250.00

Amazon

AMZN MKTP US*2K7

needs review-$89.50

Martinez Plumbing

MARTINEZ PLUMB

approved-$4,500.00

95%+

Categorization accuracy

< 30s

Per transaction review

10x

Faster than manual entry

$0

To start your trial

Features

Everything your bookkeeper wishes they had

Six capabilities that transform how you manage your books. All powered by AI, all connected to your financial data.

AI Transaction Categorization

Our AI recognizes messy merchant names, resolves them, and categorizes transactions with confidence scoring. 95%+ accuracy out of the box.

Auto-Post Transactions

High-confidence transactions post automatically. Low confidence gets routed to a 1-tap approval queue. You stay in control.

Real-Time Financial Health

A 0-100 health score for your books. See uncategorized transactions, duplicates, missing receipts, and vendor compliance at a glance.

Fin — Your AI CFO

Ask Fin anything about your finances. Cash flow projections, job profitability, vendor spend analysis — in plain English.

Receipt & Bill Extraction

Snap a photo or forward an email. AI extracts vendor, amount, line items, and matches to transactions automatically.

1099 & Compliance Tracking

Automatic vendor 1099 threshold alerts, W-9 tracking, and insurance verification. Never miss a filing deadline.

How it works

Up and running in under two minutes

No complex onboarding. No data migration. Just connect your data and let AI do the heavy lifting.

01

Connect Your Data

Link QuickBooks, connect your bank via Plaid, upload CSVs, or enter transactions manually. We sync your accounts, vendors, and full history. Read-only — we never move money.

02

AI Learns Your Business

Our AI engine resolves merchant names, detects duplicates, and categorizes every transaction with a confidence score. Industry-specific rules ensure accuracy from day one.

03

Get Insights & Act

See real-time dashboards, health scores, and proactive alerts. Approve transactions in one tap. Ask Fin about your cash flow, profitability, or any financial question.

Testimonials

Trusted by businesses like yours

OparFinance cut our monthly bookkeeping time from 40 hours to 4. The AI categorization is scary accurate.

Sarah Chen

Controller, Pacific Construction

Fin answered a question about our job margins that would have taken me half a day to figure out manually.

Marcus Rivera

Owner, Rivera Contractors

The 1099 tracking alone pays for itself. We almost missed $43K in reportable payments last year.

Lesley Tran

Bookkeeper, OT Bay Builders

Pricing

Simple, transparent pricing

Start free. Upgrade when you see the value.

Starter

For small businesses getting started

$29/month
  • AI categorization
  • Merchant resolution
  • Health score
  • Up to 500 transactions/mo
Start free trial
Most popular

Pro

For growing businesses

$49/month
  • Everything in Starter
  • Fin AI CFO assistant
  • Bill & receipt extraction
  • Job cost tracking
  • Unlimited transactions
Start free trial

Business

For multi-entity operations

$99/month
  • Everything in Pro
  • Multi-company support
  • AR collections automation
  • Custom KPI dashboards
  • Priority support
Start free trial

Stop categorizing transactions manually.
Let AI handle your books.

Join businesses that save 10+ hours per week on bookkeeping. Free trial, no credit card required, setup in 60 seconds.